Home security system may seem like something which is optional to have, and perhaps it was in the years prior to this. However, in today’s era it is becoming more and more about staying connected 24/7, and part of that means having a watchful eye over your property and its contents, anytime and anywhere. Purchasing, installing, turning on/off, monthly fees, maintenance and electricity consumption maybe some of the reasons you may disregard monitored security systems, but the real value of having it can be seen when we look at how it can benefit you, your loved ones, your belongings and your property. Here are our main reasons for getting a home security system:
- Protects your belongings
Of course, this is the first and foremost reason that comes into mind when you think of home security. We all know someone who has had their electronics, jewellery or other valuables stolen from their house at one time. Even worse is when the item stolen is an irreplaceable and inherited family heirloom. Whilst a simple home safe can help you protect these items, a home security system goes beyond and adds a layer of security which scares off burglars as well as notify the authorities if something seems out of the ordinary.
- Deters crime
The idea of a home security system that blasts a loud alarm in your area, is enough to keep burglars at bay. There have been studies to show that when more and more houses in a neighbourhood installed security systems, the rate of crime decreased, even for those houses without a system installed.
- Control of your home while out
Today’s security systems give you the option to control your smart home from anywhere in the world. Not only do they show you real time live streams of your security cameras, some also let you control smart lighting, smart locks, smart appliances, and smart thermostats.
- Notification of big issues
Some security systems have the feature to notify you in the case of a fire or a gas leak by being linked to your smoke detectors or carbon monoxide detectors. Some have the feature to instantly contact emergency services if this is triggered. Helping you to get the situation in control before it becomes worse.
- May Lower Homeowners Insurance Premium¹
In some instances, having a monitored back to base security system may assist in lowering your insurance premium. For more information or a quote on home and contents insurance please visit our website to get a quote or contact one of our friendly staff members on 1300 1300 50.
- Helps the family
Having instant access to all your doorbells and cameras, means you can keep an eye on who is entering and leaving the house while you’re away (and home). This can ensure safety if you have children at home, or if you have family who are worried about your safety. If you have smart locks, you can even remotely unlock the home to avoid the hassle of carrying keys.
- Energy efficient
Not only is the home security system energy efficient itself, but it also gives you the opportunity to turn off your smart home appliances on the go. Helpful if you leave this on when out and about and also useful when you are away on holidays and need to turn your home lights on and off to maintain the appearance of a presence in the home.
- Peace of Mind
The mere fact of knowing that there is a home security system looking out for your home, your family and your belongings when you’re out and about is enough to create room for peace of mind and a stress-free lifestyle.
Insurance and Membership Services Limited ABN 59 057 159 743, AR No 246235 trading as COTA Insurance (COTA, we, or us), arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL No. 234708. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. Policy terms, conditions and exclusions apply. You should read and consider the relevant Product Disclosure Statement available at cota.com.au before deciding whether to acquire any product mentioned. The relevant Target Market Determination is available by calling 1300 1300 50. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 0.3% to 30%. Allianz also pays us a percentage of the profit which exceeds the agreed profit threshold for Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged by us or renewed with Allianz in each calendar year, provided that the agreed premium threshold is met for these products. Additionally, we receive a marketing allowance from Allianz every 2 months, which is a percentage of the total premium earned on these policies in the previous 2 months. Ask us for more details before we provide you with our services by calling 1300 1300 50.
- Minimum premiums. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
Original article – 8 Reasons to get a home security system APRIL – MAY 2022 ACTIVE RETIREES | 25 | WWW.PROBUSSOUTHPACIFIC.ORG. To join the Probus mailing list please visit Subscribe to the Active Retirees Digital Magazine (google.com)