Boat Insurance

Whatever your style of boat, you’ll want to make sure it’s insured. That’s where we can help.

Whether you’re fishing, water skiing or just enjoying the view; hitting the water should be easy and fun. You want to know that if something happens to your boat or trailer, in or out of the water, Club Marine Insurance will take care of you.

Why choose Club Marine Pleasure Craft Insurance? Club Marine Pleasure Craft Insurance is there to deliver a claims service you can trust, should the worst happen. Club Marine Pleasure Craft Insurance offers:

Accidental Damage

Accidental damage cover for your boat, motor, and trailer, all in one policy.

Australia-wide cover

Australia-wide cover, up to 250 nautical miles off the coast.

Fishing Gear

Fishing gear, skiing or diving equipment and tools on board your boat are automatically covered within the total Section1 limit up to $10,000 ($1,500 per item).

Club Care Benefits

Up to $5,000 in Club Care Benefits to help you out in an emergency.


Salvage costs in addition to the Section1 limit.

Legal Liability

Up to $20,000,000 cover for your legal liability for removal of wreck costs and liability to other people.

Broad and flexible range of cover options

Broad and flexible range of cover options, including water-skiers liability, discounts for layup periods, racing cover and agreed values. Eligibility criteria may apply.

Club Marine Assist

Club Marine Assist – roadside assistance, directions and personal service, 24/7.

Terms and conditions apply. For more information on Club Marine Pleasure Craft Insurance for your boat, read the Product Disclosure Statement. The Target Market Determination describes the class of customers for which the product has been designed, having regard to their likely needs, objectives and financial situation.

For more information on how Club Marine Assist can support you, read the Club Marine Brochure.

How to claim?

To make an insurance claim online:

Online, any time in less than 10 minutes 

The fastest, easiest way is via Club Marine’s online claim form. You can submit your boat insurance claim 24 hours a day, 7 days a week, whenever it suits you.

It takes less than 10 minutes to complete the online claim form, and once received an emailed confirmation of receipt will be forwarded to you within one business day, and one of Club Marine’s friendly claims consultants will contact you within 2 business days of receiving your claim application.  

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference
  • You can submit your boat insurance claim form 24 hours a day, 7 days a week. 

Submit your claim to Club Marine via the online claim form.


Before you submit a claim

You’ll find that completing your online claim form is quicker if you have these details at hand before you start.

  • Your policy information.
  • Information about the incident, such as the date, where the damage occurred etc.
  • Details about the loss or damage you are claiming for.
  • Information about any other people, boats, vehicles or property involved.
  • Quotations for repairs, photographs of the damage, and any other documents that may be relevant.


Over the phone

Alternatively, you can call Club Marine on 1300 00 CLUB (2582), and select option 2 for claims, and one of Club Marine’s  friendly consultants will take you through the claims process.


Ms Fowler,

Tom was friendly, efficient and careful in explaining precisely the transactions required and to explain each step. This was all completed so well and the documents arrived in my inbox to confirm the transactions. I then went on to purchase Travel Insurance for our holiday overseas in a few months time….The policy is excellent and well laid out…. Full marks to COTA Insurance for consistently fabulous performance.

Ms Baxter,

I’m a long-time user of COTA but was wondering about moving away from comprehensive car insurance when my renewal became due. Spoke to Karen who discussed this with me and came up with an attractive option. Thank you for your help and understanding, Karen. Very happy!

Ms Pinto,

COTA Insurance made it a breeze to organise my travel insurance over the phone, and took into account my special medical circumstances and provided cover where other insurance companies flat out denied it. Customer service was lovely too!

Our Blog