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About Us

COTA is an alliance of independent not-for-profit organisations dedicated to enhancing the quality of life and promoting the well-being of over 50s in Australia. With offices in all states and territories, the COTA organisations provide special benefits and services to over 50s, and advocate seniors’ rights and interests to all levels of government, business and in the community at large.

Since 1992, we have worked with our underwriting partners to develop our specialised insurance products.

With COTA Insurance you’ll experience first class, personalised service.


Here’s what some of our customers say

“For a person my age who is not computer literate I found your response amazing. We know we need to have coverage but some organisations make you feel inferior. Your team was such a pleasant & fruitful experience. Thank goodness for pleasurable helpful staff such as Teresa” Gail

“Cannot fault any stage of your handling of ins policy with you from quote, regular contact during emergency, expediency settling a claim & the follow-up all have us singing your praises to our fellow travellers!” Lyn

“I would like to thank Paul for his friendly telephone service. He had all the time in the world to talk to me and didn’t at any time try to hurry me.” Patricia

“My wife and I have been sourcing travel insurance for our forthcoming trip to Canada. We found COTA being the best in service. During the process of sorting out what was best for us, we spoke to 3 persons. All have the friendly attitude & was most helpful.” Louis and Annette

“Wonderful front call service and procedure and follow up.” Ros

“Very friendly and helpful staff. They have all the time in the world to help you. No shunting off because you are older.” Patricia

“Received great & pleasant assistance from Teresa last year. Asked for her again for this renewal & from her assistance last year transferred my home & contents across as well, thank you.” Ian

“I’ve always found staff members to be very helpful. Sometime it’s help & service that makes a big difference especially after losing a partner of 50 years.” Lea

“All staff were very helpful & quick to rectify a mistake in the questions that my husband had answered incorrectly.” Margaret

“Paul & the previous lady who initially dealt with our first travel insurance quote both gave excellent, up-front assistance. Thank you to both. COTA products have been thoroughly researched and give clients peace of mind.” Heather

“Have had two Travel Insurance policies with you and will get a third in Sept. I have a small claim pending re my Solomon Island Boat Adventure. When I get our schedule set for 2016 I will get a year policy.” John

“I have used COTA Travel Insurance a number of times as I travel quite frequently. Twice I have made a claim and have received excellent personal service.” Robin

“I am planning a long and rather ‘difficult to organise’ trip. Info re the correct insurance is vital due to the areas covered (Cairo to Capetown o/land). This made my decision on insurance critical. Having compared several, COTA was by far the cheapest for very, very similar coverage.” Karen

“Every time I have rang I always have had great results with very helpful staff & I would recommend COTA to everyone for Travel Insurance.” Jeanette

“Very easy process to get medical clearance at a reasonable price. Overall experience smooth, well organised and satisfactory.” Mr Gibson

“I have found that COTA will insure older people and are nice to deal with.” Nancy

‘The Travel Clear assessment is good. At lest you know where you stand. I love your big cuddly mascot, fridge magnet photo frame. It makes you feel appreciated and looked after. Thanks Leanne.” Beverley

“COTA did everything needed when called on – had to cancel a trip and return home from South Africa because of wife’s pneumonia.” Alfred

“Always helpful and informative, courteous, knowledgeable, efficient and caring. We’re very happy with our dealings with COTA and haven’t found other companies to compare… keep doing what you do so well!” Mrs Sheryl Wearne

“I will never purchase travel insurance from anyone else following the service you provided after breaking and dislocating my ankle in Spain. From daily phone calls in hospital, payment to hospital, organisation of travel home. Excellent service provided.” Nigel

“Ease of obtaining quote. Particularly the medical. The questions relating to the medical assessment were very well constructed and presented. They got the kind of response I would have written out in prose.” Glenn

“I was recommended by my travel agent to get COTA travel insurance and COTA offered car insurance with no pressure so I took up that offer.” Kathryn

“We have dealt with Teresa on a number of occasions and have always found her friendly and helpful. A true asset for COTA. Will be following up on other insurance quotes in due course.” Tony

“My first association with COTA. I was impressed will be contacting them for motor and home insurance quotes.” Geoffrey















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