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Caravan & Trailer Insurance
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Reasons to choose COTA Caravan
& Trailer Insurance
option to increase cover for your caravan contentspay by the month at no extra costrepair guaranteeCaravan & Trailer Insurance
Cover |
Description |
|---|---|
| collision | With another vehicle or stationary object. |
| fire | If your caravan or trailer is damaged by fire. |
| theft | If your caravan or trailer is stolen. |
| legal liability | Cover for damage to other people’s property that arises out of the use of your caravan or trailer. Up to $20,000,000. |
Included benefits |
Description |
|---|---|
| new replacement | If your caravan or trailer (less than two years old from original registration) is a total loss, we will replace it with a new one of the same make, model and series. |
| emergency repairs | Up to $500 for the cost of emergency repairs necessary to enable you to tow your caravan or trailer to its intended destination. |
| towing | Reasonable cost of towing your caravan or trailer following an accident or theft. |
| emergency accommodation |
$100 per day limit, up to a maximum of $1000, in the event that your caravan is uninhabitable following an accident and more than 100kms from where it’s usually parked. |
| cover for food spoilage | When we pay a claim for loss or damage to your caravan contents, we will pay up to $500 for food that is damaged by the same event. |
| contents cover | Loss or damage to items such as camping furniture, bedding, utensils, household goods, provisions, clothing and personal effects which are carried in your caravan. |
| legal costs | In defending court proceedings which may arise from accidental loss, damage or liability covered by your policy. |
| return costs | If we have accepted your claim and repaired your caravan or trailer, we will pay you the reasonable costs necessary for you to collect it. Up to $500. |
| travelling | If your caravan or trailer cannot be safely driven home after a covered accident we will reimburse you for the cost of travel to return you and your family home. Up to $750. |
Policy options
Option |
Description |
|---|---|
| fusion | Cover for damage to the electrical motor of one of your contents items caused by an electrical current. Up to $500. |
| increased contents cover | The option to increase cover for loss or damage to items such as camping furniture, bedding, utensils, household goods, provisions, clothing and personal effects which are carried in your caravan in addition to the contents cover provided automatically.** |
For detailed information on the cover and limits provided you should read the Caravan and Trailer Insurance Product Disclosure Statement.
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* Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
** Subject to underwriting limits.
Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to any flood component of the premium (if applicable). Any online discounts offered are applied to our standard rates excluding optional covers.