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Landlord Insurance

You’ve worked hard to establish your investment property and the income it provides. COTA Insurance gives you the confidence of having the right insurance protection for your investment property and its contents.

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Prefer to speak to a real person?

Call us on 1300 1300 50

Reasons to choose COTA Landlord Insurance

  • pay by the month at no extra cost
  • cover for malicious acts by your tenants
  • option to protect your income if your tenant doesn’t pay their rent
  • $10,000 of contents cover automatically included in your buildings only policy

Features

provides cover for major events including …

  • firefire
  • stormstorm
  • glovestheft
  • earthquakeearthquake
  • legallegal liability
  • pipewater damage
  • glass3accidental glass breakage

extra cover included as standard …

  • motorfusion
  • lockreplacement of locks

Optional additional cover

add additional cover for …

  • glovesrent default and theft by tenant
  • floodflood
  • ladderlandlord workers compensation

Ways to save

Save with any of these extra discounts …

  • Up to 30% No Claims Bonus
    We offer up to 30% No Claim Bonus on our landlord insurance policy, meaning you’ll save on your premium each year you don’t make a claim^+.
  • Increase your excess to reduce your premium
    Our landlord insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return+^^.

Need to make a claim?

Click here for details on how to lodge a landlord insurance claim

^To qualify for the maximum No Claim Bonus of 30% you must have had no landlord insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus. +Minimum premiums may apply. ^^May not be available if an imposed excess applies. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

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