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Boat Insurance

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Call us on 1300 1300 50

Reasons to choose COTA Boat Insurance

ico-checkagreed or market value options
You can choose to set a fixed value for your boat so you know what amount you would receive, or you can choose to receive the market value at the time of the claim.
ico-checkyour choice of repairer
If you are making a claim, you can choose your own repairer or we can assist you in selecting a repairer.
ico-checkcover within Geographical limits up to 250nm off Australia & New Zealand
Have the peace of mind that you will be covered as far off shore as 250 nautical miles.
ico-checkClub Marine magazine subscription
A subscription to Australia’s most widely read marine lifestyle magazine.
ico-checkClub Marine Assist
Assistance 24 hours a day, 7 days a week. Access to help, advice, claims assistance or even directions.

Features

Benefit

Description

accident An accident that is unforeseen and unintended.
fire Including explosion. Accidental damage caused to your boat from the combustion of materials.
theft If your boat, components or trailer are stolen (providing you have taken reasonable security precautions).
overheating Overheating cover for motors following external blockage of the cooling system.
legal liability Up to $20m cover for your legal liability for third party personal injury or property damage caused by the use of your boat (or a substitute boat in specified circumstances). Includes sudden and accidental pollution by the boat’s fuel up to $500,000.
marina liability cover Legal liability cover for the berth, mooring or storage facility of your boat.

Included extras

Description

fishing gear Rods and reels used for recreational or sport fishing. Up to $1,500 per item and $10,000 in total for all claims combined for fishing gear, water ski equipment, diving equipment and tools.
water ski equipment Including water skis, wake boards, knee boards, ski biscuits, vests and ropes. Up to $1,500 per item and $10,000 in total for all claims combined for fishing gear, water ski equipment, diving equipment and tools.
diving equipment Masks, snorkels, flippers, regulators, tanks, buoyancy compensation devices and compressors. Up to $1,500 per item and $10,000 in total for all claims combined for fishing gear, water ski equipment, diving equipment and tools.
tools Tools kept permanently on your boat for emergency, breakdown and maintenance purposes. Up to $1,500 per item and $10,000 in total for all claims combined for fishing gear, water ski equipment, diving equipment and tools.
personal effects Personal items such as clothing, shoes, waterproof gear, wetsuits, prescription glasses and manchester. Up to $1,500 per item. Up to $10,000 total.
loss of fees Loss of entry fees that are not refundable if a claim causes you to withdraw from a fishing tournament or social yacht racing event. Up to $2,000.
Club Care benefits Assistance following an emergency including emergency delivery of fuel, returning your boat to your home or storage location, reasonable costs of medical evacuation and patient transport and temporary accommodation.
Up to $5,000.
Club Marine Assist Member Assist, Personal Assist, Vehicle Assist, Trailer Assist. Included with your Club Membership. 24 hours a day, 7 days a week – access to help, advice, claims, assistance and directions.
land towing Towing by trailer in an emergency to the nearest place of repair. Up to $1,000.
salvage and removal of wreck Salvage costs required to save your vessel such as towing costs.
Costs to remove the wreck of your vessel if it becomes a total loss.
legal costs In defending court proceedings which may arise from accidental loss, damage or liability covered by your policy.

Optional extras

Benefit

Description

full yacht racing Loss of entry fees that are not refundable if a claim causes you to withdraw from a yacht racing event.
legal liability for water-skiing Liability to third parties – personal injury and property damage while your boat is being used for water-skiing activities. Includes barefoot water-skiing.

This is a summary only. Policy terms, conditions and exclusions apply. Please refer to the Pleasurecraft Policy Product Disclosure Statement which you should consider before making a decision about this insurance.

Call us on 1300 1300 50 for an instant, friendly, over the phone quote.

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