Landlords Insurance

You can protect your residential investment properties with the choice of 2 cover options, namely;

Standard Home insurance policy - COTA Classic Home Insurance Policy building cover is available to cover your residential property if you need this base level of cover. It does not include benefits such as Malicious damage by Tenants or Loss of rent. However, there is an additional benefit of up to $10,000 for Landlords' contents such as carpet, loose floor coverings, curtains and even internal blinds;

Landlords policy - the Landlords Insurance Policy provides a more comprehensive cover including:

Default of payment of rent by the tenant
Departure of the tenant from the building without notice
Prevention of access to the building
Legal expenses in relation to the above benefits
Damage to your building or contents caused by the malicious acts of your tenant.

Our Classic Home Insurance Policy building cover and our Landlords cover can provide you with a comprehensive range of insured events including;

Accidental breakage of glass	Theft, burglary or housebreaking
Earthquake	Lightning or thunderbolt
Explosion	Riot or civil commotion
Fire or smoke	Storm, rainwater or run-off
Impact damage	Water or other liquid damage

Other benefits include:

Automatic indexation of sums insured	Reinstatement of sum insured after a loss
Cover for fusion of motors	$20,000,000 cover for legal liability (Classic Home Insurance Policy) or $10,000,000 cover for legal liability (Landlords Insurance Policy)
Professional rebuilding fees	Removal of debris
Rental costs after an insured event	Replacement of locks or cylinder if keys stolen

For a free no obligation quote valid for 90 days simply Contact Us and we'll be in touch, or phone us on 1300 1300 50*.

Insurance and Membership Services Ltd ABN 59 05 7159 743 trading as COTA Insurance is underwritten by Allianz Australia Insurance Ltd AFSL No 234708, ABN 15 000 122 850 (Allianz). In arranging this insurance, COTA Insurance acts as an agent for Allianz, not as your agent. It is important that you understand and are satisfied with the suitability of the policies we can arrange. We can give you general information to help you in your decision but cannot advise you on whether the terms are specifically appropriate for your individual objectives, financial situation or needs. We therefore recommend that you should carefully read the relevant Product Disclosure Statement and other information we provide before making your decision, available from COTA Insurance.*Local call charges apply. Higher rates apply for mobile phones.